About Us
Pacheco Insurance Services is a privately owned single stop insurance brokerage that was founded in 2025 in Naples, Florida and is owned by CEO Fray Pacheco. We make service a priority and strive to make insurance shopping easier and more affordable for our clients.
Our Services
As an independent, bilingual insurance agency, we compare and offer coverage options from multiple carriers, so you don't have to contact insurance companies one by one. Our goal is to help you find the right balance of coverage, value and service—at no additional cost to your for our assistance. We are licensed by the Florida Department of Financial Services (DFS), through its Division of Insurance Agent and Agency Services to to provide the following policies...
2-15 Resident Health & Life Agent License (Including Annuities & Variable Contracts)
This license gives Pacheco Insurance Services access to broker policies for:
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Health insurance
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Life insurance
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Annuities, and variable contracts
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Medicare-related health products (as certified by appropriate carrier appointment and annual Medicare/CMS certification)
2-20 Agent License
(Resident General Lines)
This license gives Pacheco Insurance Services access to broker policies for:
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Auto
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Homeowners
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Renters
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Condo
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Boats/watercraft
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Motorcycles
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Pet insurance
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Commercial property
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General liability
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Workers’ comp
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Bonds
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E&O
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Other general lines.
Our partnership with the We Insure Group allows us to broker these policies from all major providers in over thirty states.
Contact
Pacheco Insurance Services, LLC
Fray Pacheco, CEO
Partnerships
Our partnership with The Insurance Expo allows us to offer you the support and expertise of industry experts in securing Medicare and health coverage that matches your individual needs.
The agency emphasizes accessibility, trust, and easy-to-understand explanations so clients can make informed, cost‑effective decisions without confusion so that clients can confidently navigate health insurance by offering clear, tailored support across ACA marketplace plans, Medicare options, and supplemental coverage.
Rooted in community values, The Insurance Expo stands out through personalized consultations, multilingual assistance, and year‑round support, not just during enrollment periods. Its mission is to make the insurance process simple, supportive, and stress‑free—empowering individuals, families, and seniors to secure the coverage that fits their needs.
By partnering with the We Insure Group, Pacheco Insurance Services offers clients the advantage of true choice. Rather than being tied to a single carrier, this partnership compares policies from multiple top-rated insurance companies to find coverage that fits your specific needs and budget. This independent approach means you’re far more likely to receive competitive pricing and customized protection, whether you’re insuring a home, vehicle, or business.
Pacheco Insurance Services is proud to be a member of the Naples Pride Business Association, reflecting our commitment to inclusivity and support the LGBTQ+ community. By joining this association, we align ourselves with businesses that celebrate diversity and advocate for equal rights, ensuring that everyone feels welcome and valued in our community. Our participation allows us to foster connections with like-minded organizations, promote awareness around important issues, and contribute to a culture of acceptance and understanding. We believe that together with the Naples Pride Business Association strengthens our mission to serve all clients with respect and dedication.